--- title: "MTD Match – Find an accountant for Making Tax Digital" description: "Self-employed or a landlord earning over £30,000? Check if Making Tax Digital applies to you and get matched with up to 3 qualified UK accountants. Free." url: https://mtdmatch.uk/ last_updated: 2026-10-26 language: en-GB publisher: MTD Match (independent; not affiliated with HMRC) --- # Making Tax Digital, handled by a real accountant. Sole traders and landlords over £50,000 already send HMRC an update every quarter. **From April 2027 that's anyone over £30,000.** Check where you stand in 60 seconds, then compare fixed-fee quotes from up to 3 qualified UK accountants. - Free for you, no obligation to hire - Only accountants set up to file MTD quarterly updates - Your details go to 3 accountants at most We only accept practices that are members of a recognised UK professional body: - ICAEW – Chartered Accountants - ACCA – Certified Accountants - AAT – Accounting Technicians - CIOT · ATT – Tax advisers - ICAS – Scotland ## The key facts, as of 26 October 2026 - **What is it?** HMRC’s rule that sole traders and landlords above an income threshold keep digital records in recognised software and send a summary every quarter. - **Who’s in?** Over £50,000 from 6 April 2026. Over £30,000 from 6 April 2027. Over £20,000 planned from April 2028. - **Which income counts?** Self-employed takings plus rent received, *before* expenses – not profit. Joint owners count their own share. - **Which year decides?** The tax return two years earlier. For April 2027 it’s your 2025/26 return, due 31 January 2027. - **What do you file?** Four quarterly updates (due 7 August, 7 November, 7 February, 7 May) and a final declaration by 31 January. - **Who’s not in?** Partnerships and limited companies, for now. Some people can apply for an exemption. Source: [GOV.UK – Find out if and when you need to use Making Tax Digital for Income Tax](https://www.gov.uk/guidance/find-out-if-and-when-you-need-to-use-making-tax-digital-for-income-tax). ## Three questions. Three quotes. One decision – yours. ### Answer 3 questions We check whether, and from when, Making Tax Digital applies to you. ### We match you Up to 3 accountants near you who specialise in sole traders or landlords and use HMRC-recognised software. ### Compare & choose Get fixed-fee quotes. Pick one – or none. There's no charge to you either way. ## Every accountant is checked before they see your details. Anyone in the UK can call themselves an accountant, so we check four things first. Accountants pay us for each introduction – that's how this stays free for you. - **Professional body membership:** Membership number checked against ICAEW, ACCA, AAT, CIOT/ATT or ICAS registers. - **Anti-money-laundering supervision:** Every practice must be AML-supervised, as UK law requires. - **Set up for MTD:** They must be able to file quarterly updates for clients using HMRC-recognised software. - **Fixed-fee quotes:** Practices agree to quote you a clear fixed fee, so you can compare like for like. ## Who's in, and when Based on *qualifying income*: your gross self-employment and property income combined, from the tax return two years earlier. ### April 2026: Over £50,000 (live now) Already mandatory. Quarterly updates are running now. **~860k** sole traders & landlords ### April 2027: Over £30,000 (next) Based on your 2025/26 tax return – the one due by 31 January 2027. Now is the time to prepare. **~970k** more people ### April 2028: Over £20,000 (planned) Planned next phase, announced by the Government. **4 + 1** filings a year Figures: HMRC estimates. MTD Match is independent and not affiliated with HMRC. ### Quarterly update deadlines (2026/27) | Quarter | Period | Submit by | | --- | --- | --- | | Q1 | 6 Apr – 5 Jul 2026 | 7 Aug 2026 | | Q2 | 6 Jul – 5 Oct 2026 | 7 Nov 2026 Next | | Q3 | 6 Oct 2026 – 5 Jan 2027 | 7 Feb 2027 | | Q4 | 6 Jan – 5 Apr 2027 | 7 May 2027 | | Final | Tax year 2026/27 | 31 Jan 2028 | Already over £50,000 and not set up yet? An accountant can usually get you filing within days. ## What will an accountant cost? Typical monthly fees for Making Tax Digital, so you know what a fair quote looks like before anyone calls. | You are… | You do it yourself | Accountant files for you | Full service | | --- | --- | --- | --- | | **Sole trader, one business** | £0–£15 | £30–£60 | £60–£120 | | **Construction trades (often CIS)** | £0–£15 | £35–£70 | £70–£130 | | **Online sellers and traders** | £0–£20 | £40–£75 | £80–£150 | | **Landlord, 1–3 UK properties** | £0–£15 | £25–£50 | £50–£90 | | **Self-employed and a landlord** | £0–£20 | £50–£90 | £90–£160 | | **Overseas property** | £0–£15 | £50–£90 | £80–£150 | Per month. Indicative ranges from published UK price lists, checked October 2026. Not a quote – your fee depends on how many transactions you have, how tidy your records are and where you live. ### What a fixed-fee quote should include - All 4 quarterly updates *and* the final declaration (your tax return) - The MTD software licence – or whether you pay for it separately - Whether they do the bookkeeping or only check what you’ve recorded - A reminder before each deadline and an estimate of the tax to put aside - Whether VAT (20%) is added on top – not every practice charges it ### Worth knowing - Accountancy fees for your business or lettings are an allowable expense, so they reduce your tax bill. - If your records are simple, doing it yourself can cost little or nothing – some HMRC-recognised software is free. - Ask for a fixed monthly or yearly fee, not an hourly rate, so the price can’t creep up. ## MTD explained for your line of work What counts as income, what you can claim, and your week in accountant language. ### Personal & beauty - [Barbers](https://mtdmatch.uk/blog/mtd-for-barbers.html) - [Beauticians](https://mtdmatch.uk/blog/mtd-for-beauticians.html) - [Hairdressers](https://mtdmatch.uk/blog/mtd-for-hairdressers.html) - [Massage therapists](https://mtdmatch.uk/blog/mtd-for-massage-therapists.html) - [Personal trainers](https://mtdmatch.uk/blog/mtd-for-personal-trainers.html) - [Tattoo artists](https://mtdmatch.uk/blog/mtd-for-tattoo-artists.html) ### Home & outdoor - [Dog walkers and pet sitters](https://mtdmatch.uk/blog/mtd-for-dog-walkers.html) - [Domestic cleaners](https://mtdmatch.uk/blog/mtd-for-domestic-cleaners.html) - [Gardeners and landscapers](https://mtdmatch.uk/blog/mtd-for-gardeners.html) - [Handymen](https://mtdmatch.uk/blog/mtd-for-handymen.html) - [Window cleaners](https://mtdmatch.uk/blog/mtd-for-window-cleaners.html) ### Care & education - [Childminders](https://mtdmatch.uk/blog/mtd-for-childminders.html) - [Private tutors](https://mtdmatch.uk/blog/mtd-for-private-tutors.html) - [Self-employed carers](https://mtdmatch.uk/blog/mtd-for-self-employed-carers.html) ### Construction & trades - [Builders](https://mtdmatch.uk/blog/mtd-for-builders.html) - [Carpenters and joiners](https://mtdmatch.uk/blog/mtd-for-carpenters.html) - [Electricians](https://mtdmatch.uk/blog/mtd-for-electricians.html) - [Painters and decorators](https://mtdmatch.uk/blog/mtd-for-painters-and-decorators.html) - [Plumbers](https://mtdmatch.uk/blog/mtd-for-plumbers.html) ### Driving & transport - [Couriers and delivery drivers](https://mtdmatch.uk/blog/mtd-for-delivery-drivers.html) - [Driving instructors](https://mtdmatch.uk/blog/mtd-for-driving-instructors.html) - [Man with a van and removals](https://mtdmatch.uk/blog/mtd-for-man-with-a-van.html) - [Taxi and private hire drivers](https://mtdmatch.uk/blog/mtd-for-taxi-drivers.html) ### Creative & digital - [Content creators](https://mtdmatch.uk/blog/mtd-for-content-creators.html) - [Freelance developers](https://mtdmatch.uk/blog/mtd-for-freelance-developers.html) - [Graphic designers](https://mtdmatch.uk/blog/mtd-for-graphic-designers.html) - [Musicians](https://mtdmatch.uk/blog/mtd-for-musicians.html) - [Photographers](https://mtdmatch.uk/blog/mtd-for-photographers.html) ### Selling - [Market traders](https://mtdmatch.uk/blog/mtd-for-market-traders.html) - [Online sellers](https://mtdmatch.uk/blog/mtd-for-online-sellers.html) ### Property - [Airbnb and holiday let hosts](https://mtdmatch.uk/blog/mtd-for-holiday-let-hosts.html) - [Landlords](https://mtdmatch.uk/blog/mtd-for-landlords.html) - [UK residents with overseas property](https://mtdmatch.uk/blog/mtd-for-overseas-landlords.html) ### Professional services - [Consultants](https://mtdmatch.uk/blog/mtd-for-consultants.html) - [Translators](https://mtdmatch.uk/blog/mtd-for-translators.html) ## Questions Can't find your answer? Our [guides](https://mtdmatch.uk/blog/) go deeper, or download the [free PDF guide](https://mtdmatch.uk/free-guide.html). ### What is Making Tax Digital for Income Tax? An HMRC rule that requires sole traders and landlords above an income threshold to keep digital records with compatible software and send a summary of income and expenses every quarter, followed by a final declaration after the tax year ends. ### How much does an accountant charge for MTD? Roughly £30–£60 a month for a sole trader and £25–£50 for a landlord with 1–3 properties, if you keep your records in an app and the accountant sends the updates. See our price guide for other situations. ### Does it cost me anything to use MTD Match? No. Accountants pay us to be introduced to you. You only pay an accountant if you decide to hire one. ### I'm under £30,000 – do I need to do anything? Not yet, but the threshold is planned to fall to £20,000 from April 2028. You can still ask for quotes or join voluntarily. ### I'm a landlord with a jointly owned property. How is income counted? Usually only your share of the gross rent counts towards your qualifying income. An accountant can confirm your position. ### Who are the accountants? UK practices that hold professional body membership (e.g. ICAEW, ACCA, AAT, CIOT/ATT) and supervision for anti-money-laundering, and who are set up to file MTD quarterly updates for clients.